Ellen Smith
East Lake Real Estate 425-450-0022 425-450-0088

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Ellen Smith

As an agent who knows this area inside and out, I bring a wealth of knowledge on local communities, current market conditions, and more. I strive to make your real estate experience an exceptional one.

Whether buying or selling a home, I can advise you through the processes from beginning to close. Call me or email me to set up a time to discuss your specific real estate needs.

As a valued client, you'll receive:

  • Expertise on neighborhoods and the local markets
  • Innovative strategies to market and sell your home
  • Additional insights into listings that are not accessible online
  • A proven negotiator who will be with you every step of the way
  • A trusted and knowledgeable partner through closing and beyond
Link to full blog post article

Interest-Only Loans

Interest-Only Loans A new trend in home-buying is emerging…the interest-only (i/o) loan. Although interest-only loans have been available for quite some time, they’re becoming more popular. Currently about half of all adjustable-rate mortgages are interest-only, according to E-Loan. But why in the world would you want to get an interest-only loan? Isn’t the point of home-ownership building equity and security? That’s one of the points, but an interest-only loan can be a viable alternative if you meet several criteria. For instance, you need a credit score of at least 680 if you’re a salaried borrower, and if you’re self-employed you need a 700 or higher. But we’re getting ahead…
Properties with the Logo icon are courtesy of Northwest MLS.

Listings courtesy of Northwest MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of Jul 23, 2024 5:26:pm. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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